The Roth Rules Every Early Retiree Needs to Know (And Three Mistakes to Avoid)
Learn how Roth IRAs, Roth 401(k)s, and Roth conversions work, including the five-year rules and three common mistakes early retirees should avoid.
The Case Against Rushing Into Roth Conversions in Early Retirement
There's a big gap between theory and reality when it comes to retirement tax planning. You've probably heard about the zero percent capital gains bracket and how powerful it can be as part of a Roth conversion strategy.
Why I Think "Never Touch Your Roth" Is Overblown
Should you really leave your Roth IRA untouched in retirement? Explore a flexible withdrawal strategy that can support early retirement, tax planning, and ACA subsidies.
Why Chasing ACA Subsidies in Early Retirement Might Cost You More Than You Think
Retiring before 65? Learn why maximizing ACA subsidies may not always make sense and how to balance healthcare costs with enjoying your early retirement.
ACA Subsidies, Roth Conversions, and the Most Powerful Account in Retirement: What You Need to Know
If you're thinking about retiring early and you've started doing any kind of tax planning, there's something you need to come to terms with sooner rather than later.
Real Estate in Retirement: What the Numbers Don't Tell You
For many Americans approaching retirement, real estate isn't just an asset. It's a source of pride, identity, and income. Whether it's the family home they've spent decades improving or a portfolio of rental properties that's generated steady cash flow throughout their working years, real estate often feels like a bedrock of financial security.
The Five Ps: Why You Can't Pull the Trigger on Retirement (And What to Do About It)
Financially ready to retire but afraid to take the leap? Discover the Five Ps that help you prepare emotionally and mentally for retirement
The Two, One, Zero Framework: How to Start Your Roth Conversion Planning the Right Way
Should you do a Roth conversion? Learn how the Two, One, Zero framework can help align Roth conversion strategies with your retirement and legacy goals.
Why Retiring Early and Spending More Could Be the Best Option You Haven't Considered
If you've spent any time researching retirement planning, you've likely gone deep on Roth conversions. You've studied tax brackets, mapped out distribution strategies, and maybe even lost a little sleep wondering whether your pre-tax accounts are going to create a tax nightmare down the road.